More than 70 thousand Totalbank customers getting some scary news...that an unauthorized third party's gotten into it's computers.

The hackers may have accessed customer information like names, addresses, account numbers, balances, and personal ID - but not passwords.

They're also offering people who may have been affected a year of free credit monitoring and identity protection services.

Security expert Sirrustech CEO Danny Jenkins suspects it's an inside job.

He criticized financial institutions for not doing enough, saying they must have a team of security experts constantly watching for signs of intrusion.

The good news, he says hackers didn't get the passwords is because they're one way encrypted, and few inside the bank can get to them.

Jenkins says the free monitoring and credit report is just a feelgood offer. He says information stolen today can be sold by hackers years down the line, resulting in someone buying something or taking out a loan in your name in the future.